Apply Best HDFC Bank UPI RuPay Credit Card
Hello friends, so Everyone can see here the benefits of HDFC Bank UPI RuPay Credit Card, how to apply, and what is required Docoment to apply so that we will know everything about this, I will give the link inside this post, by going there you can apply easily.
Annual Fees
Rs.250+ Tax
Joining Fees
Rs.250+ Tax
Life time Free:
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HDFC Bank UPI RuPay Credit Card Best Features & Benefits
Reward Point/CashBack Redemption & Validity
- Claiming reward points is easy. minimum 500 points they can redeem it for products, gift vouchers and discounts.
- Earn 1 Reward Points for every Rs.150 retail spend
Upto 10X Reward Points on spends via SmartBuy - 1 Reward Point = 0.25 Rupee
- Product Catalogue (vouchers/products) at a value of 1 Reward Point = upto Rs 0.25
- SmartBuy (Flights/Hotels) at a value of 1 Reward Point = upto Rs 0.25
Rewards Points Validity:
- Rewards Points are valid only for 3 years from the date of accumulation.
- Fuel, EasyEMI and e-wallet loading transactions will not accrue Rewards Points.
- Rewards Points accrued will be reversed if a retail transaction is converted into SmartEMI.
- Rewards Points accrued for Insurance transactions will have a maximum cap of 5,000 per day.
Features
✔️UPI RuPay Credit Card
🪙3% cashpoints on Groceries, Dining & PayZapp transactions
💳Annual Fee Waiver
💸 Extra 2% cashpoint on bill payments
🪙 1% cashpoint on all spends
Apply Now! And get 👇
⚡100% Digital Account Opening
⚡Interest-Free 50 days
⚡Instant Virtual Card
⚡Discount on Hotel Stays, Flight Bookings, and SmartBuy on redemption of cashpoints!
Additional Features:
- Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank UPI RuPay Credit Card.
- Foreign Currency Markup: 3.5% on all your foreign currency spends.
Others Fees & Charge
- Conversion charges – Auto EMI: Applicable on all transactions (Excluding Fuel, Gold, and Jewellery) of Rs 10,000/- or more done on Easy EMI Credit Card. EMI conversion will be done for a tenure of 9 months, at an ROI of 20% per annum, and processing fee of Rs 99 + GST for all loan amount.
- Charges on overlimit account: 2.5% of overlimit amount, subject to a minimum of ₹550 (Not applicable for Paytm HDFC Bank Digital Credit Card as no over limit facility is provided)
- Payment Return Charges: 2% of Payment amount subject to minimum of ₹450.
- Late Fees: Rs 500 plus GST will be levied for Insta Jumbo loans in case of non-payment/partial payment of EMI outstanding.
- Cash Processing Fee: ₹100 (for all card payments made by depositing in HDFC Bank branches or ATMs)
- Rewards Redemption Fee: ₹99 Per
redemption request – Applicable for all cards other than Infinia/ Infinia (Metal Edition)/ Diners Black Metal Edition/ Diners Black Card/ BizBlack